Terms of Use

This website is owned and operated by Savill Hicks Corp. Pty Ltd ABN: 96 009 392 125 trading as Ensurance Now (Ensurance Now). Your use of this website (Website) will be subject to this the following terms of use and our Privacy Policy (available at ensurancenow.com.au) (terms). We may also provide additional terms on the Website which may apply to your specific use of our services.

In these terms 'our', 'us' and 'we' refers to Ensurance Now.

Use

Your access and use of this Website constitutes your agreement to these Terms of Use. To access the website and our services you must be aged 18 or older and use the website in accordance with these terms.

We provide an online insurance quotation system to allow users to obtain quotes and purchase insurance (Quotation Services). Quotation Services are offered solely to assist you to purchase or decide to purchase insurance from us. You are not authorised to use high-volume, automated or systematic processes to obtain premium estimates or make insurance applications. You agree not to compile, repackage or disseminate for commercial purposes any information provided by use of these Quotation Services without our prior written consent.

Personal information

When we collect your personal information we will handle it in accordance with our Privacy Policy (available at http://ensurancenow.com.au/privacy-policy)

Content

You are responsible for the accuracy of any information provided to us.

Content ownership

This Website and its contents are the property of Ensurance Now and are subject to copyright under Australian law. No use of the Website or contents is permitted without the authorisation of Ensurance Now.

All trade names, brand names, trade symbols, logos, slogans, trademarks or services marks are trademarks or proprietary interests of Ensurance Now. There are other trade names, brand names, trade symbols, logos, slogans, trademarks, service marks, brand names, company names, logos, slogans, trademarks or service marks indicated on the website that are the property of their respective owners.

You may view, copy, print and distribute material in electronic or other forms only for your personal use or non-commercial purposes. If you do so, you must retain copyright and other intellectual property notices from the original material;

Unacceptable activity

You must NOT:

  1. use or distribute material from this site for any public or commercial purpose or for profit or gain;
  2. breach copyright or any other intellectual property rights of Ensurance Now or its licensors including by amending or adapting any material on this site;
  3. engage in any behaviour that infringes or violates any third party’s rights or violates any laws;
  4. infringe other people's intellectual property rights; or
  5. engage in fraudulent conduct

Warranty

The information contained on this Website is general in nature only and changes may occur in circumstances at any time which may affect the accuracy or completeness of the information so while Ensurance Now has taken all reasonable care in producing this website and to ensure our Website or any content on our website is free from error, to the extent permitted by law, we do not warrant:

  1. the accuracy, adequacy or completeness of any content displayed on our Website, whether posted by us (including our endorsements) or any other third party;
  2. that access to the Website will be uninterrupted, error-free or free from viruses;
  3. that access to this Website will be secure; or
  4. that the website will operate as intended at all times.

Liability

To the maximum extent permitted by law, we disclaim liability for any damages, including direct or indirect, special, incidental, compensatory, exemplary or consequential damages, losses or expenses (including but not limited to lost or misdirected orders, lost profits, lost goodwill, or lost or stolen programs or other data), however caused arising out of or in connection with:

  1. your use of, or your inability to use, our Website
  2. any content on our Website, including content published by us
  3. the failure of the Website to operate as intended
  4. any acts or omissions of third parties on the Website
  5. the introduction of a computer virus, or other technical sabotage except to the extent the liability arises as a result of our negligent or wrongful acts or omissions.

Indemnity

You indemnify us in respect of any liability incurred by us for any loss, cost, damage, expense, howsoever caused, we suffer as a result of your acts or omissions, or your breach of these terms or any other terms and conditions you agree to prior to using any application we make available on the website except to the extent the loss, cost, damage or expense was caused by our negligent or wrongful acts or omissions.

Links

This Website may contain links to third party websites. Ensurance Now is providing these links to use as a convenience. Ensurance Now does not make any representations as to the contents of any third party websites, are not responsible for and will not be liable for the content of any third party websites.

Termination

We reserve the right to terminate your access to these services in our sole discretion, including for submitting excessive requests for these services. The terms of use of this Website may also be terminated by you or by us without notice. Upon termination you will not be able to access the Website or the Quotation Services.

Jurisdiction

The information on this Website is provided for Australian residents only and is not intended for use outside Australia. If you access the Website or the Quotation Services from outside Australia, you do so at your own risk.

Law

The law applicable in the State of New South Wales will apply to this Website unless other states or territories are expressly provided. You submit to the non-exclusive jurisdiction of the courts of New South Wales.

Changes to terms of use

We reserve the right to modify, updated or otherwise alter these terms. We will notify you of any changes to the terms. If you are unsatisfied with our modifications to the terms of use, you may terminate this agreement immediately without notice.

Contact

If you have any questions about these terms, please contact us on +612 9806 2000 or at contactus@ensurancenow.com.au